Services

At Roundtree Financial, we work with high-net-worth individuals, families, executives, and business owners whose financial lives require a more advanced, coordinated approach. Our role is to help bring structure across investments, tax strategies, risk management, retirement, estate planning strategies, and business-related decisions—so each part of your strategy supports the others.

We do not take a one-size-fits-all approach. We work closely with you to clarify priorities, evaluate tradeoffs, and build a plan aligned with your goals, values, and long-term vision. We also coordinate with your CPA, estate planning attorney, and other trusted professionals when appropriate, so advice is integrated rather than fragmented.

COMPREHENSIVE FINANCIAL PLANNING

We help clients organize and coordinate the key decisions that shape their financial lives - creating a strategy that brings clarity to both immediate priorities and long-term goals.

Financial Planning: Your Blueprint for Success

Our services include:
- Financial Strategy Development: Tailored plans addressing both short- and long-term financial goals, from wealth accumulation to retirement planning.
- Execution & Monitoring: Strategically implementing and overseeing your financial plan, adjusting as necessary to adapt to life’s changes and ensure alignment with evolving objectives.
- Ongoing Guidance: Regularly reviewing your plan’s progress and performance to make informed adjustments as your circumstances and the market evolve.

Wealth Management

Our wealth management process is designed to align portfolios with your broader financial strategy - balancing growth, risk, tax efficiency, liquidity needs, and long-term objectives.

Key components of our wealth management process include:
- Portfolio Design: Constructing a diversified investment portfolio to meet your unique risk profile and financial aspirations.
- Tax Optimization: Employing strategies to minimize tax liabilities and enhance returns by considering asset location and tax-efficient investment choices.
- Risk Management: Identifying potential risks and employing strategies such as diversification and hedging to protect against market volatility.
- Regular Portfolio Review & Rebalancing: Monitoring the markets in relation to your holding and adjusting your portfolio, when needed to ensure it remains aligned with your financial goals and evolving market conditions.

Insurance Services

Protection is most effective when it is integrated thoughtfully into the broader plan. We help evaluate coverage needs, identify gaps, and align insurance decisions with your larger financial strategy.

Services include:
- Comprehensive Risk Assessment: Evaluating your current coverage and identifying gaps to help ensure full protection.
- Tailored Coverage Solutions: Recommending life, health, disability, and long-term care insurance to address specific needs.
- Policy Integration & Estate Planning Strategies: Seamlessly integrating insurance policies into your broader financial plan to help you work towards preserving wealth and minimize estate tax implications.

Retirement Planning

Retirement planning is not just about accumulation. It's about building a sustainable income strategy that accounts for taxes, longevity, market conditions, and the lifestyle you want to support.

Services include:
- Retirement Goal Setting: Defining your retirement vision and determining the resources required to achieve it.
- Savings & Investment Strategies: Structuring your savings plans and investment portfolios to maximize retirement income.
- Tax and Estate Planning Strategies: Minimizing the tax impact on your retirement income and working with you to ensure your wealth is passed on efficiently to future generations.

Business Owner Services

Business owners often face overlapping personal and business decisions. We help bring structure to issues such as growth, succession, liquidity, executive compensation, employee benefits, risk management, and long-term planning.

Our business owner services include:

Succession Planning: Developing strategies to transition ownership or management of your business to ensure its continued success.
Executive Compensation & Benefits: Designing compensation plans to retain top talent while aligning with business objectives.
Tax Efficiency & Risk Management: Implementing strategies to minimize taxes and manage risks associated with business ownership.

Estate Planning Strategies

We help coordinate estate planning with your broader financial goals so wealth is preserved, transfered intentionally, and aligned with your values and family priorities.

Services include:

Wealth Transfer: Structuring your estate to minimize tax liabilities and ensure a smooth transfer of assets.
Charitable Giving: Designing philanthropic strategies that align with your values while maximizing tax benefits.
Business Succession & Family Dynamics: Developing strategies for business continuation and addressing family-related financial issues.

Family Planning & Wealth Transfers

We understand that financial success is about more than wealth—it's about ensuring your legacy endures. Our family planning services help you prepare for significant life events, from funding higher education to managing wealth transfer and generational financial strategies.

Our family planning services include:
- Education Funding: Creating strategies to save and invest for your children’s education.
- Legacy Planning: Providing strategies so your estate plan aligns with your family's goals and values.
- Generational Wealth Transfer: Establishing a strategy to transfer wealth to the next generation in a tax-efficient manner.

Collaborating with Your Trusted Advisors
We believe in a collaborative, holistic approach to wealth management. By working closely with your team of trusted professionals—tax advisors, attorneys, real estate experts, and other specialists—we work to ensure every aspect of your financial life is seamlessly integrated, empowering you to make informed decisions at every step.

If you're navigating financial complexity and want a more coordinated approach, we're happy to start with a conversation.

Equitable Advisors, LLC does not provide tax or legal advice. Please consult your tax and/or legal advisors regarding your particular circumstances.

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